Privacy Policy

Last updated: 18 Aug 2026

1. Overview

Shubhaarambh Micro Finance ("we", "us", "our") is committed to protecting the privacy and personal information of our customers and website visitors. This Privacy Policy explains how we collect, use, store and safeguard your information.

2. Information We Collect

• Personal details: name, contact number, email, address, date of birth.
• KYC & financial details: identity/address proof, income and bank details required for loan processing.
• Usage data: information about how you use our website (via cookies and analytics).

3. How We Use Your Information

• To process loan applications, verify identity and provide our services.
• To communicate updates, offers and important account/service information.
• To comply with legal, regulatory and RBI requirements.
• To improve our website, products and customer experience.

4. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure or destruction.

5. Sharing of Information

We do not sell your personal data. Information may be shared only with authorized partners, credit bureaus, or regulatory authorities strictly as required to deliver our services or comply with the law.

6. Cookies

Our website may use cookies to enhance user experience and analyze traffic. You can control cookies through your browser settings.

7. Your Rights

You may request access to, correction of, or deletion of your personal information (subject to legal and regulatory retention requirements) by contacting us.

8. Contact Us

For any privacy-related queries, please write to us at shubhaarambhmicro@gmail.com.